Frequently Asked Questions

We are located in Florida but we work with all people from the United States.

To start the process of selling your note to us, we request copies of the documents that were originated at the time of your sale:

• Note and deed of trust, mortgage or contract

• Closing statement

• Pay history and current balance

• Previous title insurance policy

• Current hazard insurance policy

We will then give you a firm offer subject to the standard title, appraisal, and buyer’s credit review. Once under contract, you will receive your cash as soon as all of the documentation can be obtained.  This typically takes as little as 10-15 working days.

A note appraisal reflects the current market value of your payments similar to what a real estate appraisal provides for real property. Frequently referred to as a "quote" it shows what your future payments are worth in cash dollars today. We recommend you have your note evaluated once a year.

The value of a note is affected by the down payment, interest rate, payment amount, and term as well as the buyer's credit rating and payment history.  The type, condition, and value of the property also impact the value of your note.

We can purchase all or part of your remaining payments. Selling part of the payments allows you to receive a lump sum of cash up front, then payments when the note reverts back to you. We can even pay cash for a portion of each monthly payment.

Many people elect to sell just enough payments to meet their cash needs today and keep some of the future payments as an investment or nest egg. Always ask for an option that meets your needs.

We pride ourselves on:

• Quick closings

• Excellent customer service

• Competitive quotes

• Providing customized options

• Strong financial backing

• Over a decade of experience

• Flexibility on all note purchases

• Confidentiality with all transactions

• Credibility in the industry

At the CARDEN GREG COMPANY we provide top rate service combined with the best prices available.

Contact us today for a free no obligation note appraisal!